A new bill filed by State Rep. John R. Bell, IV in the North Carolina House aims to support nonprofits building affordable homes for low- and moderate-income households, according to the North Carolina State House.
The bill, filed as HB 1072 on April 28 during the 2025 regular session, was formally listed with the short title: ‘Affordable Housing Infrastructure Development.’
The following is our breakdown, based on the actual bill text, and may include interpretation to clarify its provisions.
In essence, this bill creates the Affordable Housing Infrastructure Development Loan Program, run by the North Carolina Housing Finance Agency, to provide revolving below-market interest loans to qualified 501(c)(3) nonprofits that build affordable homes for low- and moderate-income households. Loans may be used only for land acquisition, predevelopment and infrastructure costs, not for building or rehabilitating housing units. At least 40% of units in mixed-income projects must be reserved for low- and moderate-income residents, and loan funds must directly benefit those residents. The bill appropriates $50 million in nonrecurring General Fund money for the 2026-27 fiscal year and takes effect July 1, 2026.
Of the four sponsors of this bill, Carla D. Cunningham proposed the most bills (41) during the 2025 regular session.
Bills in North Carolina follow a multi-step process before becoming law. A lawmaker starts by filing a bill, which is assigned to a committee for review. The bill must be read three times in each chamber. If one chamber changes the bill after the other passes it, both must agree on the final version. Once both chambers approve the same bill, it goes to the governor, who has 10 days (or 30 if the legislature is not in session) to sign, veto, or let it become law without a signature.
You can read more about the bills and other measures here.
Bell graduated from the University of North Carolina, Wilmington in 2001 with a BA.
Bell, a Republican, was elected to the North Carolina State House in 2013 to represent the state’s 10th House district, replacing previous state representative Karen Kozel.
| Authors | Bill Number | Date Filed | Title |
|---|---|---|---|
| John R. Bell, IV, Carla D. Cunningham, Chris Humphrey, and Robert T. Reives, II | HB 1072 | 04/28/2026 | Affordable Housing Infrastructure Development. |
| John R. Bell, IV | HB 1058 | 04/27/2026 | Walnut Creek Deannex. |
| John R. Bell, IV | HB 1015 | 07/24/2025 | General Assembly Appointments. |
| John R. Bell, IV, Jennifer Balkcom, Karl E. Gillespie, and Matthew Winslow | HB 895 | 04/10/2025 | Emergency Citizen Pilot Training Program. |
| John R. Bell, IV, Donna McDowell White, Grant L. Campbell, MD, and Robert T. Reives, II | HB 906 | 04/10/2025 | Reagan’s Law. |
| John R. Bell, IV | HB 907 | 04/10/2025 | NC Recovery and Resiliency Act. |
| John R. Bell, IV, Julia C. Howard, Robert T. Reives, II, and Stephen M. Ross | HB 909 | 04/10/2025 | State Infrastructure Bank Board. |
| John R. Bell, IV, Brian Biggs, and Tricia Ann Cotham | HB 945 | 04/10/2025 | Reporting of Sexual Assault on School Buses. |
| John R. Bell, IV and Jimmy Dixon | HB 972 | 04/10/2025 | Funds for Public Projects in Wayne County. |
| John R. Bell, IV, Brian Biggs, and Tricia Ann Cotham | HB 985 | 04/10/2025 | Increase Punishment for Assaulting Teachers. |
| John R. Bell, IV, Brenden H. Jones, David Willis, and Destin Hall | HB 780 | 04/03/2025 | All Pro Dads & Responsible Fatherhood NC. |
| John R. Bell, IV, Carla D. Cunningham, Jeff Zenger, and Mark Brody | HB 661 | 04/01/2025 | Building Industry Efficiency Act of 2025. |
| John R. Bell, IV, Allen Chesser, Donnie Loftis, and Vernetta Alston | HB 612 | 03/31/2025 | Fostering Care in NC Act. |
| John R. Bell, IV, Allen Chesser, Diane Wheatley, and Edward C. Goodwin | HB 540 | 03/26/2025 | Additional Funds for Patriot Star Scholarship. |
| John R. Bell, IV, Allison A. Dahle, Mark Brody, and Wyatt Gable | HB 520 | 03/25/2025 | Abuse and Deception by Telemarketers. |
| John R. Bell, IV, Bill Ward, Stephen M. Ross, and Steve Tyson | HB 496 | 03/24/2025 | Patriotic Youth Group Access. |
| John R. Bell, IV, Grant L. Campbell, MD, Timothy Reeder, MD, and Tricia Ann Cotham | HB 434 | 03/18/2025 | Lower Healthcare Costs. |
| John R. Bell, IV, Allen Chesser, Jeff Zenger, and Mike Schietzelt | HB 402 | 03/13/2025 | Limit Rules With Substantial Financial Costs. |
| John R. Bell, IV, Brian Turner, Cody Huneycutt, and Karl E. Gillespie | HB 382 | 03/12/2025 | Elk Permit Auction/Raffle. |
| John R. Bell, IV | HB 385 | 03/12/2025 | Competition Parity Act. |
| John R. Bell, IV, Dean Arp, Donny Lambeth, and Larry C. Strickland | HB 389 | 03/12/2025 | Child Care Workforce Pilot Program. |
| John R. Bell, IV, Robert T. Reives, II, Stephen M. Ross, and Terry M. Brown Jr. | HB 283 | 03/04/2025 | Small Business Investment Grant Program. |
| John R. Bell, IV, Dudley Greene, Jennifer Balkcom, and Kelly E. Hastings | HB 251 | 02/27/2025 | Various Disaster Recovery Reforms. |
| John R. Bell, IV, Brian Echevarria, Dennis Riddell, and Donnie Loftis | HB 214 | 02/25/2025 | Faithful Article V Commissioner Act. |
| John R. Bell, IV, Jennifer Balkcom, John Sauls, and Karl E. Gillespie | HB 177 | 02/24/2025 | Reduce Barriers to State Employment. |
| John R. Bell, IV, Brian Biggs, Jennifer Balkcom, and Neal Jackson | HB 186 | 02/24/2025 | The Stars and Stripes Commitment Act. |
| John R. Bell, IV, Jennifer Balkcom, Julia C. Howard, and Ya Liu | HB 187 | 02/24/2025 | Credit Union Update. |
| John R. Bell, IV, Jeff Zenger, Jennifer Balkcom, and Neal Jackson | HB 133 | 02/17/2025 | NC Farmland and Military Protection Act. |
| John R. Bell, IV and Dudley Greene | HB 47 | 02/04/2025 | Disaster Recovery Act of 2025 – Part I. |
| John R. Bell, IV, Allen Chesser, Erin Paré, and Harry Warren | HB 11 | 01/29/2025 | No Tax on Tips, Overtime, Bonus Pay. |
| John R. Bell, IV, David Willis, Grant L. Campbell, MD, and Harry Warren | HB 12 | 01/29/2025 | Observe Standard Time All Year. |
