Average VA Purchase Loan amount in North Carolina increases from Q3 to Q4 2025

Douglas Collins (left), Secretary of Veterans Affairs
Douglas Collins (left), Secretary of Veterans Affairs
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The average VA Purchase Loan amount for North Carolina in the fourth quarter of fiscal year 2025 was $359,321, according to the Veterans Affairs Home Loans Index.

By comparison, North Carolina’s average VA Purchase Loan amount for the third quarter was $358,816.

The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.

A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.

Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.

Information in this article was obtained from the Veterans Affairs Home Loans Index. The source data can be found here.



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